Wednesday, January 24, 2007

Working capital loans for SMEs

I read recently that small businesses are the fastest growing type of business enterprise, especially in the international arena. Small businesses have several advantages over larger firms, such as making faster decisions and moving quickly but there are also disadvantages such as lack of financial backing. As companies are expanding more rapidly and expanding over larger areas, it makes more sense to take a short term working capital loan to fund expansion plans rather than bank financing or taking in partners, where you lose full control of your firm. ARF is a company based in California that can help small and medium sized businesses such as restaurants, beauty salons and accounting agents keep control of their business while still meeting business goals. ARF's Restaurant Loans are competitive and secure, with a simple application process and flexible financing options. Simply put, ARF can solve all your problems quickly, quietly and efficiently. An important factor to remember regarding working capital loans is that the interest is tax deductible, the net effective rate is lower than for funds.

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